https://edition.cnn.com/

The following are some of the most common scams that the FBI encounters, as well as tips to help prevent you from being victimized.

An advance fee scheme occurs when the victim pays money to someone in anticipation of receiving something of greater value—such as a loan, contract, investment, or gift—and then receives little or nothing in return.

Business fraud consists of activities undertaken by an individual or company in a dishonest or illegal manner designed to be advantageous to the perpetrating person or establishment.

Counterfeit prescription drugs are illegal, fake medicines that may be hazardous to your health.

Credit card fraud is the unauthorized use of a credit or debit card, or card number, to fraudulently obtain money or property.

Fraud Against Seniors

Senior citizens should be especially aware of fraud schemes targeting their lifestyle and savings and follow a series of tips to protect themselves and their family members from fraud.

Fraudulent Cosmetics and “Anti-Aging” Products

The Internet has given consumers widespread access to health and beauty products, including "anti-aging" products, that they do not know are fake.

Funeral and Cemetery Fraud

Regulations for prepaid funeral services vary from state to state, providing a window of opportunity for unscrupulous operators to overcharge expenses and list themselves as beneficiaries.

Health Care Fraud or Health Insurance Fraud

The FBI is the primary investigative agency involved in the fight against health care fraud, with jurisdiction over both federal and private insurance programs.

Identity Theft

Identity theft occurs when someone assumes your identity to perform a fraud or other criminal act.

Internet Auction Fraud

Consumers are strongly cautioned against entering into Internet auction transactions with subjects exhibiting irregular behavior or making odd payment requests.

Internet Fraud

Internet fraud is the use of Internet services or software with Internet access to defraud victims or to otherwise take advantage of them.

Investment Fraud

Investment fraud is an offer using false or fraudulent claims to solicit investments or loans, or providing for the purchase, use, or trade of forged or counterfeit securities.

Letter of Credit Fraud

Letters of credit frauds are often attempted against banks by providing false documentation to show that goods were shipped when, in fact, no goods or inferior goods were shipped.

Market Manipulation (“Pump and Dump”) Fraud

This scheme—commonly referred to as a “pump and dump”—creates artificial buying pressure for a targeted security, generally a low-trading volume issuer in the over-the-counter securities market largely controlled by the fraud perpetrators.

Nigerian Letter or “419” Fraud

Nigerian letter frauds combine the threat of impersonation fraud with a variation of an advance fee scheme in which a letter mailed, or e-mailed, from Nigeria offers the recipient the “opportunity” to share in a percentage of millions of dollars that the author—a self-proclaimed government official—is trying to transfer illegally out of Nigeria.

Non-Delivery of Merchandise

Non-delivery of merchandise is a scheme most often linked to Internet auction fraud, but also can be considered a form of business fraud in certain cases.

Online Vehicle Sale Fraud

The FBI warns consumers that criminal perpetrators may post fraudulent online classified advertisements offering vehicles for sale that are not, nor have ever been, in their possession.

Ponzi Schemes

“Ponzi” schemes promise high financial returns or dividends not available through traditional investments. Instead of investing the funds of victims, however, the con artist pays “dividends” to initial investors using the funds of subsequent investors.

Prime Bank Note Fraud

The purpose of these frauds is generally to encourage the victim to send money to a foreign bank, where it is eventually transferred to an off-shore account in the control of the con artist. From there, the victim’s money is used for the perpetrator’s personal expenses or is laundered in an effort to make it disappear.

Pyramid Schemes

As in Ponzi schemes, the money collected from newer victims of pyramid schemes is paid to earlier victims to provide a veneer of legitimacy. In pyramid schemes, however, the victims themselves are induced to recruit further victims through the payment of recruitment commissions.

Redemption / Strawman / Bond Fraud

This scheme predominately uses fraudulent financial documents—often referred to as “bills of exchange,” “promissory bonds,” “indemnity bonds,” “offset bonds,” “sight drafts,” or “comptrollers warrants”—that appear to be legitimate.

Reverse Mortgage Scams

Reverse mortgage scams are engineered by unscrupulous professionals in a multitude of real estate, financial services, and related companies to steal the equity from the property of unsuspecting senior citizens or to use these seniors to unwittingly aid the fraudsters in stealing equity from a flipped property.

Skimming

Skimming occurs when devices illegally installed on ATMs, point-of-sale (POS) terminals, or fuel pumps capture data or record cardholders’ PINs.

Telemarketing Fraud

When you send money to people you do not know personally or give personal or financial information to unknown callers, you increase your chances of becoming a victim of telemarketing fraud.

Name: Jerun Kaipat,

General Delivery, Saipan, MP 96950

Phone 670.7i99394

CNMI COURT

Case. 18-0071-cv

MOTION TO PROTECT ESTATE

Jerun Kaipat and Eric Kaipat say

1. Jerun Kaipat and Eric Kaipat object to been forced to use any attorney or administrator.

2. Jerun Kaipat and Eric Kaipat respectfully move for an order for reimbursement for all fees taken from their inheritance by any lawyer or administrative.

3. Jerun Kaipat and Eric Kaipat

4. ALL Juan Flores Kaipat estate BELONGS to Sole heirs Jerun Kaipat and Eric Kaipat with no deduction.

Petitioner prays this court will order Attorney Berline AND Antonio Kaipat to release the estate to their rightful owners Jerun Kaipat and Eric Kaipat, AND pay suitable punitive damages, attorney fees, and such relief as this court deems just, proper, and equitable.

I HEREBY CERTIFY this was sent to the other party the same day it was sent to this court

Jerun Kaipat Eric Kaipat

Notes about jesus

.news etc


Peanut Butter-Chocolate No-Bake Cookies
INGREDIENTS
2 cups white sugar
1/2 cup butter
1/2 cup milk
1/3 cup unsweetened cocoa powder
2/3 cup peanut butter
3 cups quick cooking oats
1/2 cup chopped peanuts (optional)
2 teaspoons vanilla extract

DIRECTIONS:
Place a piece of wax paper or foil on cookie sheet. Combine sugar, butter, milk and cocoa in medium saucepan.

Cook over medium heat, stirring constantly, until mixture comes to rolling boil.

Remove from heat; cool 1 minute.

Add peanut butter; stir to blend.

Add oats, peanuts and vanilla; stir to mix well.

Quickly drop mixture by heaping teaspoons onto wax paper or foil.

Cool completely. Store in cool, dry place.

cnmi when:1y <searches googlenews for cnmi ine past year>

Mahalo

SIGNATURE:
Clifford "RAY" Hackett www.rayis.me RESUME: www.rayis.me/resume

I founded www.adapt.org in 1980 it now has over 50 million members.
$500 of material=World’s fastest hydrofoil sailboat. http://sunrun.biz

CNMI Court PETITION FOR PROBATE Case Number

IN THE MATTER OF THE ESTATE OF __________________________________, DECEASED

The Petitioner would show to the Court the following:

This Petition seeks probate in [Select one.]

common form. The heirs and beneficiaries will not be served with process.
solemn form. The heirs and beneficiaries will be served with process.

The Decedent, ________________________________, died at _____________ on ____________, 20___, at the age of _________ years. The Decedent’s place of residence was _______________________________________________________________ [street address], ____________________________ [city], ______________ County, Tennessee.

The Petitioner’s name, relationship to the Decedent, and mailing address are as follows:

CNMI Court	PETITION FOR PROBATE	Case Number
IN THE MATTER OF THE ESTATE OF __________________________________, DECEASED

The Petitioner would show to the Court the following:

1. This Petition. [Select one.]

This Petition seeks probate in common form. The heirs and beneficiaries will not be served with process so that they may have legal notice to appear at the hearing to determine whether the purported will may be admitted to probate.

This Petition seeks probate in solemn form. The heirs and beneficiaries will be served with process so that they may have legal notice to appear at the hearing to determine whether the purported will may be admitted to probate.

2. The Decedent. The Decedent, ________________________________, died at _____________ on ____________, 20___, at the age of _________ years. The Decedent’s place of residence was _______________________________________________________________ [street address], ____________________________ [city], ______________ County, Tennessee.

3. The Petitioner. The Petitioner’s name, relationship to the Decedent, and mailing address are as follows:

500 paper sheets $40
laser printer $400
laser toner $100

10k prints $500
1k prints $50
100 prints $5

An HP laser printer that retails for $400 and uses a $115 laser toner will yield around 8,000 pages. If you print 40,000 pages the cost will be approximately $400, plus $460 for the ink toner. That’s a total cost of $860. A similar Brother laserjet printer costs around $930 for the same number of pages.